Opening Doors & Fulfilling Dreams

Our mission is simple. Give each and every client the best level of service through the mortgage process. Whether you’re purchasing a new home or refinancing your home, we always put your mortgage needs first.

At the Heart of Homeownership

With over 20 years of lending experience, Creative 1st Mortgage knows the right questions to ask to put you in the right mortgage for your lending needs. It is our goal to make the mortgage process as easy as possible in today’s lending environment while providing you the most competitive rates and terms available. We do this by shopping many different lenders to see which lenders will best suit your personal needs for a mortgage. We believe every customer is unique and customize a specific plan tailored towards your specific needs and goals for your mortgage. With our unique process of mortgage selection coupled with the local knowledge of the market, you will be with one of the best local lenders around. Our local knowledge of taxes, insurance, title, attorneys, appraisals, and everything that goes into the mortgage process will help ensure you know what mortgage you are getting into before you start the mortgage process. Give us a call today and get ready for the best mortgage experience you’ve ever had!

Comprehensive mortgage services designed to meet all your home financing needs.

Secure your new home with confidence through our expert mortgage solutions.

Unlock new financial opportunities and save money by refinancing your home with us.

Optimize your financial resources with our expert capital management strategies.

Make it Your Dream

Transform your vision of the perfect home into reality with Creative 1st Mortgage.

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Create a Place

Find your ideal home with the guidance and support of Creative 1st Mortgage.

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Meet our Team

Two things make us great. Our people and our process.

We're Here to Help You

Talk to Us

Ready to Own Your Home? Let Creative 1st Mortgage Guide You

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Get Tax Benefits

Maximize your financial advantages with expert mortgage solutions and tax benefits.

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Pay Principal

Reduce your debt faster and build equity by paying down your principal.

Seamless Solutions, Limitless Possibilities

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Navigating Your Path to Homeownership with Creative 1st Mortgage

What They Say

Hear what our satisfied clients have to say about their experience with Creative 1st Mortgage.

Carlos Ochoa Hoover, Alabama

I wholeheartedly recommend Jason Maxam and his team! They went above and beyond for my client and me, navigating a hiccup and getting us to closing incredibly quickly. I'm genuinely grateful for their exceptional support and dedication.

Dave Gold Birmingham, AL

The staff at SMG are impeccable! They are knowledgeable, friendly and a true joy to work with! They truly made my family’s dream come true with a purchase of a new home! If anyone is considering purchasing a new home, please contact SMG immediately! I have no doubts, they will make your dreams a reality!

VIvian Grubbs Vestavia, AL

Love the customer experience, Jason would help you achieve your goals, he will fight for you! I have been trying to get a Heloc and Jason did it! Thank you Jason Maxam for all you Do!

Michael Riosa Mountain Brook, Alabama

Jason and his team (Amanda is great!) did a great job on getting my mortgage handled.I know many people that have worked with his company and everyone had a great experience with them.

Do Not Hesitate To Ask Us Any Questions.

We’re here to help you make informed decisions every step of the way.

      EXCELLENT  
   Based on 48 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   MTZ LANDSCAPING LLC 
 November 26, 2024
 
 
 Trustindex verifies that the original source of the review is Google. This is my 5th time working with Jason and his team , he is very professional and makes the process very easy!!
  
 
      Posted on Google  
   
   Wendy Perez 
 November 14, 2024
 
 
 Trustindex verifies that the original source of the review is Google. Fue fantástico trabajar con Jason y su equipo al comprar  nuestra primera  casa hicimos un cierre rápido  y el y su equipo pudieron completar todo de manera rápida y eficiente  100%recomendado
  
 
      Posted on Google  
   
   VIvian Grubbs 
 November 6, 2024
 
 
 Trustindex verifies that the original source of the review is Google. Love the customer experience, Jason would help you achieve your goals, he will fight for you! I have been trying to get a Heloc and Jason did it!
Thank you Jason Maxam for all you Do!
  
 
      Posted on Google  
   
   Carlos Ochoa 
 October 14, 2024
 
 
 Trustindex verifies that the original source of the review is Google. I wholeheartedly recommend Jason Maxam and his team! They went above and beyond for my client and me, navigating a hiccup and getting us to closing incredibly quickly. I'm genuinely grateful for their exceptional support and dedication.
  
 
      Posted on Google  
   
   Handmade Art 
 September 11, 2024
 
 
 Trustindex verifies that the original source of the review is Google. Jason and his team (Amanda is great!) did a great job on getting my mortgage handled.I know many people that have worked with his company and everyone had a great experience with them.
  
 
      Posted on Google  
   
   Dave Gold 
 September 9, 2024
 
 
 Trustindex verifies that the original source of the review is Google. The staff at SMG are impeccable! They are knowledgeable, friendly and a true joy to work with! They truly made my family’s dream come true with a purchase of a new home! If anyone is considering purchasing a new home, please contact SMG immediately! I have no doubts, they will make your dreams a reality!
  
 
      Posted on Google  
   
   Elmer Rodriguez 
 June 21, 2024
 
 
 Trustindex verifies that the original source of the review is Google. This is my third time working with The Maxam Mortgage team; I just finished the process of a cash out, and it amazed me how fast, and smoothly the process went. Not only did they win my business, but their customer service was over the top! Jason is very open, he explains every little detail, so you can have the knowledge.
  
 
      Posted on Google  
   
   Steve Goodman 
 May 29, 2024
 
 
 Trustindex verifies that the original source of the review is Google. Jason was fantastic, my rate was lower then expected and the guy’s customer service was unmatched. I highly recomend Jason Maxam and his team.