Opening Doors & Fulfilling Dreams

Our mission is simple. Give each and every client the best level of service through the mortgage process. Whether purchasing a new home or refinancing your home we always put your mortgage needs first.

Competitive Interest Rates

Benefit from our competitive interest rates to save more on your mortgage.

Transparent and Clear

Experience a transparent and clear mortgage process with no hidden surprises.

Flexible Loan Options

Choose from a variety of flexible loan options tailored to your financial needs.

Efficient Process

Enjoy a streamlined and efficient process for quick and hassle-free mortgage approval.

At the Heart of Homeownership

With over 20  years of lending experience the Creative 1st Mortgage knows the right questions to ask to put you in the right mortgage for your lending needs. It is our goal to make the mortgage process as easy as possible in today’s lending environment while providing you the most competitive rates and terms available. We do this by shopping many different lenders to see which lenders will best suit your personal needs for a mortgage. We believe every customer is unique and customize a specific plan tailored towards your specific needs and goals for your mortgage. With our unique process of mortgage selection coupled with the local knowledge of the market you will be with one of the best local lenders around. Our local knowledge of taxes, insurance, title, attorneys, appraisals, and everything that goes into the mortgage process will help ensure you know what mortgage you are getting in to before you start the mortgage process. Give us a call today and get ready for the best mortgage experience you’ve ever had!

Mortgage Services

Comprehensive mortgage services designed to meet all your home financing needs.

Purchase New House

Secure your new home with confidence through our expert mortgage solutions.

Refinancing Your Home

Unlock new financial opportunities and save money by refinancing your home with us.

Capital Management

Optimize your financial resources with our expert capital management strategies.

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Make it Your Dream

Transform your vision of the perfect home into reality with Creative 1st Mortgage.

Create a Place

Find your ideal home with the guidance and support of Creative 1st Mortgage.

Meet our Team

Two things make us great. Our people and our process.

We're Here to Help You

Talk to Us

Ready to Own Your Home? Let Creative 1st Mortgage Guide You

Get Tax Benefits

Maximize your financial advantages with expert mortgage solutions and tax benefits.

Pay Principal

Reduce your debt faster and build equity by paying down your principal.

Seamless Solutions, Limitless Possibilities

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Loan Origination

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Customize Loan Offer

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Refinancing Solutions

Credit Counseling

Navigating Your Path to Homeownership with Creative 1st Mortgage

What They Say

Hear what our satisfied clients have to say about their experience with Creative 1st Mortgage.
Carlos Ochoa Hoover, Alabama

I wholeheartedly recommend Jason Maxam and his team! They went above and beyond for my client and me, navigating a hiccup and getting us to closing incredibly quickly. I'm genuinely grateful for their exceptional support and dedication.

Dave Gold Birmingham, AL

The staff at SMG are impeccable! They are knowledgeable, friendly and a true joy to work with! They truly made my family’s dream come true with a purchase of a new home! If anyone is considering purchasing a new home, please contact SMG immediately! I have no doubts, they will make your dreams a reality!

VIvian Grubbs Vestavia, AL

Love the customer experience, Jason would help you achieve your goals, he will fight for you! I have been trying to get a Heloc and Jason did it! Thank you Jason Maxam for all you Do!

Michael Riosa Mountain Brook, Alabama

Jason and his team (Amanda is great!) did a great job on getting my mortgage handled.I know many people that have worked with his company and everyone had a great experience with them.

Do Not Hesitate To Ask Us Any Questions.

We’re here to help you make informed decisions every step of the way.

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